Alburys has an in-depth knowledge of structuring both short and long-term commercial solutions for income and non-income producing commercial assets.

The global economy has had a sustained period of low interest rates.  With the expectation that in the medium to long-term we will see interest rate increases, it is more important than ever to get the correct advice.  By helping our clients to adopt a hedging strategy we ensure they maintain a positive cash flow should rates change.

TYPES OF PROPERTY

  • Retail

  • Hotels

  • Offices

  • Industrial

  • Ground rents

  • Retirement Living

TYPES OF FUNDING

  • Senior/Institutional Debt

  • Mezzanine Debt

  • Equity

  • Joint Venture

  • Bridge Finance.


Commercial Finance Loan Overview

Uses

  • Purchase with a quick completion 

  • Purchase below OMV where 6 months is needed before refinance

  • Provide time to obtain planning consent before developing or selling site

  • Provide a quick completion when the client’s bank wants repaying

  • Repay a development loan to allow time to sell the developed scheme

  • Move ownership of a property from individual to company (or vice versa)

Asset Type

  • Residential

  • Semi Commercial

  • Commercial

  • Land (with or without planning)

Criteria

  • Rate: 0.4 - 0.85% pm

  • LTV: 70 - 80%

  • No exit fee (normally)

  • Terms 1 - 24 months

Ownership

  • Individuals

  • LLPs

  • UK and Foreign Nationals

  • UK and Offshore Companies

  • Offshore Trusts

For Who

  • Property Entrepreneurs

  • Property Investors

  • Property Developers